Pratt Insurance, Inc., was founded in 1880 and is Smyrna, Delaware’s oldest continuous business.

Municipalities, contractors, small businesses, and farms are a few types of businesses that depend on Pratt Insurance to provide innovative and comprehensive coverage.

Individuals can rest assured that your insurance needs are anticipated, customized and managed for the peace of mind you deserve.

Pratt Insurance is an Independent Insurance Agency representing regional, national and international insurance carriers.

Howell Wallace has owned and operated Pratt Insurance for the past 40 years, leading the Independent Agency’s commitment to provide exceptional and innovative service to its valued customers.

After proudly serving with and receiving an Honorable Discharge from the United States Marine Corps (1963 – 1969), Howell joined the Pratt Insurance team in 1974.  In 1976, after learning the industry at the grassroots level, he was named President & CEO of Smyrna’s oldest continuously operating business.

Under Howell’s leadership, Pratt Insurance has grown significantly, expanding the geographical service area as well as Pratt’s product line, while also adapting to the ever-changing needs of the community and the insurance industry itself.  One thing that has not changed during his four decades of ownership is Howell’s commitment to honoring Pratt’s legacy as a trusted insurance partner and an industry leader.  Howell and the Pratt Team look forward to continuing to support the community by providing expertise in the areas of personal, commercial and equine insurance and claims.

We support our military, thank you for all you and your families do for us.